Ted Mathas, Chairman, President and CEO of New York Life boiled down what we do in his 2011 report to policyholders by saying:

But we never lose sight of the fact that we are ultimately in one business and have one purpose: the protection and security of the people who place their trust in us.  Everything we do is a means to that end:  life insurance to protect families against the loss of a breadwinner and businesses against the loss of a key contributor; long-term care insurance to protect nest eggs in the event of a disability or chronic illness; mutual funds and annuities to fund a child's education or prepare for a comfortable retirement; and guaranteed lifetime income solutions to ensure your money will last as long as you live.

Contact me for details. New York Life Insurance Company and its agents do not provide tax or legal advice.

Penalties and taxes for premature withdrawals or improper rollovers into new retirement accounts are common pitfalls to avoid. 

  Please contact me to schedule a no obligation economic review of your financial program.

 Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. As a New York Life Insurance agent, and a Registered Representative of NYLIFE Securities LLC, in the Eastern Washington General Office, I am a trained professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.   

Wes Teterud is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed in various other independent unaffiliated insurance companies in the states of WA, MT, ID, NY, OR, UT and CA ( CA Ins. Lic. # 0C69928).

Wes Teterud is a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC , a licensed insurance agency, 11613 E 48TH, Spokane,WA 99336, (509)783-7461. In this regard, this communication is strictly intended for individuals residing in the states of WA, CA, ID, MT and OR. No offers may be made or accepted from any resident outside the specific states referenced.

Wes Teterud is licensed to offer mutual funds and variable products.  Market Watch information is provided for informational purposes and is not considered an offering of securities.